I N D U S T R Y L E A D I N G F I N A N C I A L P L A N N I N G S E R V I C E S

Testimonials On Tax Free Retirement
and The Retirement Miracle
If you care about your finances, your friends and your family, then read this book and share it with everyone you know. This is a quick read and so easy to comprehend that it almost makes me sad. I know it's meant to provide hope, and solutions, about how to make a serious change in our retirement strategies, but it is sad how we have been mislead by others for so long and no one has taken the time to properly educate us on truly safe, and profitable, alternatives so we can avoid taxes and the pitfalls of our shaky economy.
By Anna Lytical (USA)
This book is a great follow up of the original Tax Free Retirement by Patrick Kelly. This is a must read book for everyone, especially if you are in the Financial Industry and is offering Indexed Universal Life Insurance to your clients. It detailed the characteristics and living benefits of Indexed Universal Life. Also it has a chapter on how to save those who are already in their retirement or those who are about to retire.
By CARLO PEPITO (WINCHESTER, CA, US)
Look we are up the creek in America and you can only buy so much Gold and Silver, so what about your cash? Kelly gives the definitive answer. Finally a positive place to put cash. Well written and honest.
By Ken Shapero "kshapero" (Southern Florida, United States)
Patrick Kelly's book offers a time tested plan to accumulate long term savings and minimize the impact of future taxes.
Don't Delay Taxes - Eliminate Future Tax!
Avoid the tax traps that will consume your Retirement Income
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National Bestseller!!
Tax-Free Retirement is taking the financial industry by storm! Rave reviews from both industry professionals and their clients have rocketed this book to National Bestseller status in just a few short months.
The Tax Free Miracle
How to structure your retirement assets to maximize and sustain your income,
Another National Bestseller!
Setup An Appointment Now
Call Us. We will immediately setup an appointment with a top fianancial planner in your area to give you a copy of "The Retirement Miracle" while explaining in very simple terms how the "Patrick" system works and whether it can help your financial porfolio.
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By submitting your request, you agree to this Website's Privacy Policy and Terms of Use. Upon receipt, a representative will call to setup an appointment to deliver your book and explain the "Patrick Kelly" Retirement Miracle.
"Wow -- what a read! My only regret is that Patrick didn't write this book ten years ago." -- Brian Moran, Author of The 12-Week Year
"This book is a must read in order to avoid the financial mistakes of the past -- an insightful, reader-friendly guide for everyone." -- Xuan Nguyen, Founder of World System Builder
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When we put money into a 401(k) or IRA, we don’t pay tax on it; however, when we pull the money out, both our contribution and gain are taxed at whatever income tax rate we’re in that specific year and that can lead to the tax deferral trap.
That’s why the information below about our country’s fiscal situation is important to you and us among other reasons.
Thankfully over the last 20 years, tax rates have been at historic lows; but if our government continues to spend the way they’ve been spending, taxes are likely to go up. The below graph illustrates income taxes from 1913 to 2008. Taxes rates have been as high as 91% at one time. History may repeat itself.
Ask yourself these questions: Who benefits most from a 401(k) plan?
If you think it’s you then click the Tax Deferral Calculator link and find out the truth!
Let me reword the last question,
who’s retirement plan are we really planning ours or Uncle Sam’s?
Contributions to tax-deferred accounts reduce our taxes today. But, defer means to delay paying taxes to the future.
By repositioning some of your assets to our tax-free retirement vehicle, you’ll create more liquidity, use and control over your money. If you need access to your funds before age 59 ½, there is no tax penalty and your money can be removed income-tax-free. If you decide to remove your money tax-free, your plan continues to grow as if you never pulled it out. The government does not limit how much you can contribute to this type of plan and does not set any earned income requirements to participate. If the market goes up, you capture the upside of the market subject to a cap; if the market goes down, you lose nothing. Your money is protected from lawsuits, predators and opportunists (each state is different). If you become disabled, the plan is self-completing and if you die your money transfers to your beneficiary or beneficiaries without taxation. Does your current plan do that for you?
IT’S TIME TO REVITALIZE
If you continue doing what you’re doing, many opportunities that come your way will be missed because your money is tied up and illiquid. If you continue doing what you’re doing, your money is likely to be subject to market risks. If you continue doing what you’re doing, you’ll likely have less spendable income in retirement. If you continue doing what you’re doing, you may run out of money in retirement. And, if you continue doing what you’re doing, your retirement income and the legacy that you leave your heirs will likely be diminished by taxes. Protect yourself from all of these risks and revitalize your current plan by repositioning your assets to our tax-free retirement vehicle.
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Call 847.749.2295 or Enter Name Phone number
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By submitting your request, you agree to this Website's Privacy Policy and Terms of Use. Upon receipt, a representative will call to setup an appointment to deliver your book and explain the "Patrick Kelly" Retirement Miracle.

A person living a normal life expectancy will pay 5 to 10 times the amount of taxes on a qualified plan during their retirement years than the taxes saved or deferred during their accumulation stage. Was this by design? Who knows, regardless it is what it is and we have to live with it.
Again, click the Tax Deferral Calculator link to run your own numbers. Ignorance can be expensive. Do you have a strategy to accumulate money that’s protected from higher tax rates?
IT’S TIME TO REPOSITION YOUR ASSETS
What if you could be wealthy in retirement and looked as if you are were in the poor-house to the IRS, how would that impact your retirement years?